Claims
Something went wrong. Tell Cam.
Snap the receipt. Describe what happened. Money lands in your account in hours, not weeks. No forms, no call centres, no hold music.
Live, right now
Cam is on. Try it.
Tap the paperclip to attach a photo of the damage or a receipt. Cam reads it, asks one or two follow-ups, and confirms the payout.
- Drop a photo. Cam reads receipts automatically.
- English, Русский, Español, and 30+ more.
- Direct to your account, in your currency.
How it works
Four steps. Most members are done in under five minutes.
Tell Cam what happened
Type, voice note, or just a photo. Two or three short messages, no forms.
Snap any evidence
Receipt, damaged gear, doctor's note. Cam reads images and pulls out the amounts, dates, and vendors.
Instant decision
Under our straight-through limit, Cam approves on the spot. Larger claims get a human review, usually inside the hour.
Money lands
Direct to your account, in your local currency. Median: 4 hours. Worst case so far: 23.
What we cover
The claims people actually file.
Medical
Doctor visits, hospitalisation, dental, prescriptions. We pay clinics direct where we can.
Lost or stolen gear
Laptop, phone, camera, ring. Photo and a quick story is usually enough.
Trip & delay
Cancelled flights, missed connections, lost bags. Auto-paid from flight data when we can.
Common questions
The bits everyone asks.
Do I need to call anyone?+
No. Cam handles everything in chat. If a human needs to look at it, we message you back, we don't make you ring a call centre.
What if I don't have the receipt?+
Tell Cam what you bought, where, roughly when, and roughly how much. For smaller claims we'll often approve without a receipt. For bigger ones we'll suggest places that can email a duplicate.
Will my premium go up if I claim?+
No. We don't penalise honest claims. Insurance is for using.
What languages can I claim in?+
English, Russian, Spanish, Portuguese, Bahasa, Thai, Vietnamese, Hindi, and 25 more. Type in any of them and Cam follows.
Hope you never need it. If you do, we're ready.
Members file in chat, get paid in hours, and get on with their day.